Thursday, June 21, 2012

 
SPECIAL FACEBOOK PRIVACY WARNING!
With the advent of internet social networking sites such as Face book and Twitter emerges the danger of saying the wrong thing! Many law firms are now searching for the Facebook pages of opposing parties or witnesses in cases, looking for information which can hurt the other party/witness or undermine their credibility in the case. You would be surprised what they find! Many people do not even realize that they can control their privacy settings.

Please keep this in mind: a.) Keep the privacy settings on your accounts as restrictive as possible-if they are public, the defense can access them and copy content from your account. Go to the small arrow to the right of the “home” link on your FB page. Click on “privacy settings.” You then have the option of choosing public, friends, or custom. If you choose public, everyone can see your page. b.) Do not accept friend requests from anyone you do not know. c.) Think before you post-can what you are about to post be considered adverse to your ongoing claim? This includes photos. d.) Do not discuss your case on your account or any other public site where anyone can go and read it.

Also, aside from your legal case, think twice about posting that you are about to go away on vacation, which is like an open invitation to burglars. You might also want to consider that venting about that nasty annoying boss or co-employee on Facebook is NOT a good idea!

Published as a community service by personal injury attorney Joyce J. Sweinberg.


Wednesday, February 15, 2012

HOW ARE YOU STACKED?
Maximizing your PAauto insurance coverage options


One of the things you must decide when you choose your auto insurance coverage is whether you are going to stack coverage. What does this mean? Stacking allows you to “stack” UM (Uninsured Motorist) coverage and UIM (Underinsured Motorist) coverages, either on other policies, or, if you have more than one car on the policy in question, on that policy.
 
This means that if you are in an accident which gives rise to a claim under these coverages, you are allowed to multiply the coverage by the number of cars stacked in the policy. For example, you have three cars, all insured under the same policy. You have chosen stacked coverage. The limit for the coverage is $100,000. Therefore, if you are in an accident involving the UM or UIM portions of your auto coverage, you can collect up to $300,000.00 on the policy(ies) in question. If you did not stack coverage, you would be limited to the single $100,000.00 coverage.
I will evaluate your PA auto insurance policy for free. Call me at 215-752-3732 or email me at jjsesq@comcast.net

Sunday, January 1, 2012

Happy New Year 2012 !!!

The year 2011 was very difficult for many people here in the USA and around the world.  The truth is we cannot control what happens in the world around us, but we can control how we react to it!  May all beings be free from suffering...

HAPPY NEW YEAR  2012 •˚° ★。 ° ˛˚˛★* •。* •。★* •。★*˚
° 。.°˛˚* _Π_____*。*˚° 。 ° ˛˚*˚° • 。 ° ˛˚*˚° • 。 ° ˛˚
˚ ˛˛•˚ */______/~\ MAY YOUR NEW YEAR BE PEACFUL AND BLESSED*
。˚ ˚ ° 。• ° ˛˚˚° 。 ° ˛˚˛˚˚° 。 ° ˛˚˛•˚° ★。 ° ˛˚˛★* •。* •。★* •。★*˚
...˚ ˛˛ ˚ *|田田|門| ˚˚˚° 。 ° ˛˚˛˚* •˚° ★。 ° ˛˚˛★* •。* •。★* •。★*


.....from Bucks County personal injury attorney Joyce J. Sweinberg

Saturday, December 24, 2011

Wednesday, December 21, 2011

Happy Hanukkah!



May the lights 
of Hanukkah 
ignite the miracle 
of faith in your heart!

Saturday, December 17, 2011

FOREWARNED IS FOREARMED



THIS IS A LIST OF SUGGESTIONS TO CLIENTS, WHICH MY OFFICE PROVIDES WHEN WE OPEN A NEW CASE-I AM SHARING THIS WITH YOU AS IT NEVER HURTS TO BE REMINDED OF CAUTION IN OUR BEHAVIOR WHEN WE HAVE A CASE PENDING...
   
    1.  TALK TO NO ONE - Do not discuss your case with anyone else, except your attorneys or their investigators.  You should always require identification of anyone asking about your case.  You should not even talk to your own insurance company or to any lawyers hired by your own insurance company without notifying us first, so that we have an opportunity to determine if we need to be present during any discussion.  We will generally want these statements taken in our office.

    2.  REPAIRS - Do not have your automobile, machinery, household item or other object that was involved in your accident repaired until we have had time to examine it, have it photographed, or have it examined by an expert as we feel may be necessary to preserve evidence as needed for your case.  If your case involves a product or instrument which is not in your control, please try to see that it is not repaired or disposed of until we have photographed it and had it examined by an expert if necessary.

    3.  DO NOT SIGN ANYTHING WITHOUT CONSULTING WITH US FIRST - Please contact us first before you sign any documents related to your case.  We should have an opportunity to examine those documents and advise you with regard to the documents.  Applications for insurance benefits, reports to the State, returns to work, or any changes in treatment should be reported to this office promptly.  Disability or unemployment applications should first be checked by us.

    4.  YOUR DOCTOR - Tell your doctor all of your complaints.  The doctor's records can only be as complete as what you have told the doctor.  This is your responsibility.  If you see additional doctors for additional treatment, please advise us immediately so that we may send to them for their records, medical bills, prescriptions, etc.  Keep track of all medicines and prescriptions taken.

        THEIR DOCTOR- If your case goes into litigation, it is very likely that the defendant will schedule you for an examination with a physician of its choice. This is their right to do so and there are very few circumstances where we can oppose what is referred to as a defense medical evaluation.   

    5.  PRIOR INJURIES - It will help your case to tell me about any prior injury to any parts of your body or prior medical conditions.  Many good cases are lost because of the injured person's failure to advise the attorney of past injuries. The Defense can obtain full copies of  all present and past medical records.

    6.  NEW INJURIES - If you are in ANY other accidents, call us immediately.

    7.  PRIOR CLAIMS - Insurance Companies keep a record of any and all claims against any insurance company. The Insurance Company is sure to find out if you have ever made a previous claim.

    8.  DIARY -  Please keep a daily or weekly record of your complaints and progress.  This can be very helpful when, a year later, you will be asked to recall your pain and suffering.  You should keep track of all  of your symptoms, as this will be most helpful to us in presenting your case, and most helpful to your doctors in treating you.  Please note what activities you are no longer able to perform.  If you have a spouse or housemate, ask him or her to help you keep these records.  It is not enough to say to the insurance company that you hurt - you must be able to say how you hurt.

    9.  INVESTIGATION - Insurance Companies do not pay money willingly.  The Insurance Company can be expected to thoroughly investigate the facts of the accident, the claim for medical treatment, and any past injuries or claims.  The Insurance Company will obtain copies of all past medical records.  This is why it is so important for you to advise us in complete detail of previous accidents and previous medical conditions.   You should be aware that some insurance companies will place you under surveillance and take motion pictures of  you as you go about your daily business.  The Insurance Company may hire a private investigator to question neighbors about you and your activities.  You should not discuss your case with anyone.  If someone contacts you, tell them you have an attorney and give them our office number.  If you find that someone appears to be loitering around your home, please feel free to call the police and report that fact and request that they investigate. 

    10. WAGES AND EARNINGS LOST  - Please keep an accurate record of all days lost from work because of your injuries.

    11. MEDICAL  BILLS - Please obtain and keep duplicate copies of all medical, hospital and prescription drug bills.  You should periodically send these bills to us for our files.  Also keep records of any other expenses you may have in connection with your accident, such as help in cleaning your home.  All your bills should be paid by check or you should obtain and keep receipts.

    12. WITNESSES - Immediately furnish us with the correct names, addresses and telephone numbers of any and all witnesses.  If someone will be leaving the area permanently, please call us so that we can take their deposition if necessary.

    13. EVIDENCE - Give us the negatives and prints or digital media of any photographs pertaining to your case which you or your friends may have taken.  If you are required to be hospitalized or to wear a cast, brace, or other such appliances, save them for evidence at trial.  You should also notify us that you require these items, as we may desire to have photographs taken.

    14. YOUR ADDRESS - Be sure to keep us advised of any change in your address or telephone number.

    15. SPECIAL FACE BOOK WARNING!  With the advent of internet social networking sites such as Face book and Twitter emerges the danger of saying the wrong thing!  Please keep this in mind: a.) Keep the privacy settings on your accounts as restrictive as possible-if they are public, the defense can access them and copy content from your account. b.)  Do not accept friend requests from anyone you do not know. c.) Think before you post-can what you are about to post be considered adverse to your ongoing claim?  This includes photos. d.) Do not discuss your case on your account or any other public site where anyone can go and read it.

    16. QUESTIONS - We may not contact you until we have something definite to report.  We will be contacting you for depositions, answers to Interrogatories, and when your case goes to trial, which may not be for quite some time.  If you have specific questions, don't hesitate to call us.  However, please be patient and realize that many things are done on your file without your presence, and also that the processing of a personal injury case takes time.  It can take many months to settle a claim.  In fact, it is dangerous to settle neck or back claims within the first year since it often takes a long time for serious injuries to become evident.


Saturday, November 19, 2011

Deer in the Headlights!!!


 As a Bucks County personal injury attorney, I see all sorts of circumstances leading to car accidents.  One of the most dangerous to life and property is an accident involving wild animals on the roadway, in particular, deer who streak out in front of our cars or literally jump into our cars.  It is said that the fall is one of the more dangerous times of the year for this, so I thought I would share some driving safety tips which I found online.

First, though, I want to share with you the video below, which is a perfect example of how deer can sometimes be glued to the road, in this case by fear.  According to reports, the deer in the video had almost been struck by a vehicle as she crossed the road. Frozen with fear, she stood in the middle of the road for almost one half hour before she was rescued by a sheriff's deputy.

When he came to her and tried to nudge her to move from her spot, she would not move, so he picked her up and actually carried her to the side of the road. After a few moments and a few friendly pats on the back from him, she finally came to her senses, and bolted off into the woods. This story exemplifies the danger to both the animal and to the occupants of the vehicles on the road.  Fortunately, it had a happy conclusion.  After you have viewed it, look below for some tips on avoiding a collision with deer on the road.

http://www.youtube.com/watch?v=iEIuXb1c9rQ




Both person, animal and property can suffer significant damage from collisions with deer. Serious injuries and death can occur from these collisions. Consumer Reports.org tells us that the average car-deer collision produces approximately $3171 in property damage. Where I live, I see dead deer on the side of the road far too often.  While part of the problem is simply the diminishing space for the deer to safely roam, there are things we can do as drivers to help avoid such outcomes.

SLOW DOWN   This is so obvious but we sometimes starts cruising along and forget just how fast we are going.  Deer are especially active around dawn and between the hours of 6 to 9 pm.  At night time, there is the additional risk of them being transfixed by the headlights of traffic, making the danger even worse.  Try and be aware of your speed  and your surroundings in areas where you see deer-crossing signs, wooded areas, and fields and parks which deer and other wildlife tend to inhabit.

PAY ATTENTION    Pay attention to your regular routes and the places where you often see deer grazing and congregating together.  Try to remember to slow down and watch carefully for any activity in these areas. If you should see a deer on the side of the road, slow down while you pass.

BRAKE OR STOP   It is often suggested that you brake rather than swerve to avoid a deer on the road, as swerving can put you at risk for hitting another car or losing control of your vehicle.

BE ON THE LOOKOUT   Be on the lookout for other deer, as they often travel in groups and will follow each other onto the road.  If you see one, others are likely to follow.

BUCKLE UP FOR SAFETY   This advice applies whenever you get into your car, not just for yourself but for your passengers, too.  I won't start moving my car until everyone has buckled up!  A study showed that 60 percent of people killed in animal-vehicle collisions were not wearing their seat belts.

Do you have any other safety tips for avoiding collisions with animals in the wild?  Please share them here.
Feel free to contact me at  www.jjsassoc.net

Thanks for some of the information in this post goes to:

http://www.madisoncountycourier.com/2011/11/09/traffic-safety-reminder-fall-is-a-dangerous-time-for-car-collisions-with-deer/